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What the results are on my HELOC basically default back at my basic financial?

When it comes to facing foreclosure on your home, the repercussions are the same regardless of whether it’s your primary mortgage or a home equity loan or HELOC. Foreclosure means that you will lose your home and all the money you have invested in it. The cash generated from its sale first goes to pay off your existing mortgage, then to any other lenders holding a lien on the property-including HELOCs and home equity loans. This means that if you have taken out any of these types of loan products but fail to repay them in time, you risk having both your primary mortgage and your home equity loan in danger of foreclosure should you not be able to make payments.

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